People with top-line credit scores enjoy the best financial opportunities; they readily qualify for the best credit cards and get unlimited cashbacks, low interest rates and much more. But if you have an average or low credit score then you are not everyone's cup of tea and face financial hardships throughout your life. You don't get big loans on favourable conditions, you also have to pay high interest rates with extravagant annual fees on credit cards.
So, think wisely and try to reach out to the most favourable credit cards that can work in every situation. We have opted for some best credit cards that can help you in rebuilding your credit score and get a high credit score in the shortest time period of 6-7 months.
Capital One Credit Cards
Capital one bank proposes the best cards that fit in variable situations, also come up with attractive features including no annual fee, unlimited cash rewards, introductory interest rates and one-time bonuses. So, you need to pick the right card according to your monthly budget and needs.
Secured Mastercard from Capital One
This is the best option for the people who have bad or no credit history. Also, users can enjoy an instant credit line of $200 when they submit any amount of $49, $99 or $200 for security deposit.
Best part is, if you are on a tight budget you can pay a security deposit in installments as well. And you can increase your credit limit up to $1000 by depositing more money after your account approval. So, get yourself easily prequalified with a bad credit limit at www.getmyoffer.capitalone.com and enjoy the offers of Capital one credit cards.
No annual fee
No foriegn transaction fee
Automatically considered for high credit line within 6 months
Refundable security deposit
Secured Mastercard offers you $0 fraud liability if your card is lost or stolen. You will not be accountable for any unauthorized charges. Also, you get notification via email, text and phone in case of any suspicious transaction.
Extended warranties and Insurances:
While having Secured Mastercard from Capital one you can enjoy travel accident insurance, rental car insurance and can have 24-hour travel assistance.
You can choose any Capital one credit card as it goes best in any financial situation you have. Also, these cards offer numerous benefits to the users either with no credit history or excellent credit limit.
Merrick Credit Cards
Merrick bank's cards give the ultimate solution to the people with low and average credit history. As users can double their credit limit after signing up for the account with favourable financial conditions. As a result you get rid of your less than perfect credit score and enjoy a high credit limit.
Merrick Double Your Line Platinum Visa Credit Card
If you have a bad credit history and really want to be on a high credit score track with favourable conditions then Merrick Double Your Line Platinum Visa Credit Card is the satisfactory option to have. If your initial credit line lies between $300-$500 it can be doubled and reach up to $600-$1000 within a little time of 7 months.
Free access to your FICO score
Reports all the three financial institutions
No security deposit required
Pre-Approved Within No Time:
People having low credit scores are not preferable to any bank or lender. So, it's really hard to get approved for any credit card with no credit history. But you can pre approved yourself for Merrick Double Your Line Visa Credit Card within a few minutes at www.doubleyourline.com without hurting your credit score.
24/7 Customer Service:
Merrick Double Your Line serves its users 24/7 and you can check your FICO score for free every month. Also, you can use autopay services with account alerts.
Merrick Credit Your Double Line Visa Credit Card works on the "Do Good Have Good" principle. If you pay your monthly payments on time and follow all the rules then you can be in the list of high credit limits within a little time of 7 months.
You need to be thoughtful while choosing the best credit card according to your budget and needs. As with a low or fair credit score it's a huge challenge to get approved for the best credit cards and enjoy all the perks and benefits that they offer. Give it a try to the aforementioned credit cards as it will help you to solve most of your credit cards problems and you can have an excellent credit limit. But if you want to look up more options and satisfy your valid financial needs go to Georgia Bank & Trust as it will help you further on your right financial path.