Although cyberbullying happens over the Internet, it's effects are very real.

One insurance company is doing its part, offering protection from cyberbullying, claiming to be the first insurance policy of its kind.

The Telegraph is reporting that the United Kingdom's Chubb Insurance is covering victims of cyberbullying and their families for up to $76,000, which could be used towards counseling, lost income and time away from work.

The policy also helps victims via a reputation team to properly restore their image and even helps call on forensic specialists to zero in on anonymous offenders.

The Telegraph says this insurance policy is geared towards parents worried about their children in school and adults who also suffer through the pain of being harassed online in the case that the Internet abuse leads to its victims having to leave their school, lose their job or even a wrongful arrest.

"We see insurance as helping our clients get back to how they were before the incident occurred —whether it's an incident that affects their home or as a person," Tara Parchment, a UK and Ireland private clients manager, told The Telegraph. "So we still help to restore homes, cars and belongings that have suffered physical harm or damage, but increasingly it's about the person and how they cope."

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