Apple has expanded its Apple Pay for transit systems across several major U.S. cities, giving commuters a faster and more convenient way to pay for public transportation.
With a simple tap using an iPhone or Apple Watch, riders can now access buses, trains, and subway systems without physical tickets or cash.
Express Mode Enables Faster Tap-To-Pay Transit Access

One of the key advantages of Apple Pay transit is Express Mode. This feature allows users to pay fares instantly without unlocking their device or using Face ID or Touch ID.
Users can activate Express Transit by selecting a card inside the Wallet settings. Once enabled, compatible credit, debit, or transit cards automatically handle fare payments when tapping at gates or readers.
Even if an iPhone battery dies, supported devices can continue working for transit payments for up to five hours using Power Reserve mode.
City-By-City Transit Card Support Varies
While many cities allow direct use of credit or debit cards, others require dedicated transit systems. For example, Los Angeles relies on the TAP card system. New York uses OMNY with fare capping support.
Meanwhile, Chicago operates through Ventra cards, and Portland uses the Hop Fastpass, while the Bay Area supports Clipper Card integration.
Some systems also offer fare capping, where riders reach a weekly spending limit and enjoy free rides afterward. In New York, fares stop charging after $35 per week.
Global Apple Pay Transit Expansion Continues
Beyond the United States, Apple Pay transit is also available in major international cities such as London, Tokyo, Paris, Hong Kong, Toronto, Beijing, and Shanghai, according to MacRumors.
Compatible Devices For Apple Transit Payments
Apple Pay transit works on iPhone 6s and newer devices, including the 2016 iPhone SE and later.
Apple Watch Series 1 or newer models can also use Express Mode with watchOS 5.2.1 or later.
Smarter Travel With Apple Wallet Integration
Apple's transit system removes the need for paper tickets or kiosk purchases, streamlining public transportation into a single-tap experience directly from Apple Wallet.
For more information about Apple Pay transit, click here.
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